Improve Credit Rating.co.uk

How to improve your credit rating
Check your own credit report online

United Kingdom    

See My Credit Report

You can see your own credit report now - its the same credit report that lenders see when they search your credit file and run a credit check on you.

Getting your credit report lets you:

  • See for yourself what credit data is recorded about you
  • See the payment information being shared about you by lenders
  • See mistakes that need correcting

Choose the service you want...

See My Credit Report Business Credit Report

Having seen my own credit report I now know which companies are sharing my payment records with the credit agency, so I now keep an eye on these to make sure I always pay on time.

N.W. Suffolk 

In our business when we use credit reports to credit check customers we would always use this service.

V.S. London 
For Business Users
Get a company credit rating on any business instantly online now
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How can I improve my credit rating?
You don't really have just one credit rating. Each lender uses their own criteria, although the principles are the same and there are things that will make a difference. Don't keep moving address too often. Make sure you are recorded on the Voters Roll. Ensure your existing credit agreements are paid promptly and watch your phone and utility bills and mobile phone credit and monthly invoices. They may not all pass on data to credit agencies, but some may and that can influence your credit score and paying promptly can improve your credit rating.

Seeing your credit report
You have a right to see your credit report and can either write to the credit agency, or you may be able to apply online. Seeing your credit report will not leave a 'footprint' on your file.

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